Introduction. Mamba Point Enterprise, LLC (“Mamba Point Enterprise”, “our”, “us” or “we”) takes steps intended to meet privacy principles and requirements under applicable privacy legislation with respect to personal information. Personal information is information about an identifiable individual, as more particularly described under applicable privacy legislation. This Privacy Policy describes how Mamba Point Enterprise collects and uses the personal information you provide, or provided on your behalf, or which may be generated or collected when you interact with our website .  It also describes the choices available to you regarding the use of, your access to, and how to update and correct your personal information. Does not apply to information about our employees or to information that is not personal information.

Personal Information We Collect. Mamba Point Enterprise and its agents and representatives collect personal information about you from various sources (including, without limitation, from credit reporting agencies, creditors, and businesses and financial institutions with which you have had a financial relationship). Personal information we collect includes, without limitation:

  • your name, address, e-mail address, Internet Protocol address, telephone number, date of birth, and other contact information;
  • your business name, address, tax id number, business inception date, business bank statements (and data about your banking transactions),  telephone number and address;
  • financial information, such as your bank name and your bank account number, personal and business credit bureau reports, payment behavior, and other reports concerning your credit history and experience;
  • other financial or personal information about you, such as your percent ownership in the business, your liabilities, and your financial condition;
  • your social security number;
  • your identity through an acceptable form of government issued identification;
  • we may collect data through a third party site inspection vendor, or social media sites or services.
  • information about any previous loan applications you may have previously applied for (directly or on your behalf), and any previous Mamba Point Enterprise loan payment history;
  • such other information we may collect with your consent or as permitted or required by applicable law; and
  • personal information about you given to us by others and personal information about others provided by you.

Use of Personal Information. We generally use personal information for the following purposes:

  • to facilitate the transactional process between financial institutions
  • to compile and analyze information to better understand our customers
  • to determine your loan guaranty fee interest rate, term and maximum loan amount;
  • to set up auto payment deductions as may be required by our loan agreements
  • to produce data analytics and reports containing summaries of data and general information that we may share with business partners.
  • to prevent fraud, identity theft or illegal activities;
  • to maintain our business records for reasonable periods and to generally manage and administer our business;
  • to resolve disputes and to enforce our loan agreements;
  • to compare information for accuracy and verify it with third parties; and
  • to meet legal, regulatory, insurance, audit, processing and security requirements imposed on us, which may include establishing and verifying your identity and checking your identity against money laundering, terrorist financing or similar watch lists established by regulatory agencies or similar bodies in the United States and/or Canada.

We may also use your personal information in other manners with your consent or as permitted or required by applicable law.

In certain situations, Mamba Point Enterprise may be required to disclose personal data in response to lawful requests by public authorities. We reserve the right to disclose your personal information as required by law, such as to comply with a judicial proceeding, court order, or legal process served on our Web site when we believe that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

Disclosure of Your Personal Information. We may disclose your personal information to our affiliates for internal audit, management, billing or administrative purposes. In addition, we may disclose your personal information in the following circumstances:

Service Providers. We may disclose personal information to outside agents, representatives and service providers (including affiliates of Mamba Point Enterprise acting in this capacity) that perform services on our behalf, such as website systems operators, credit reporting agencies, banks and collection agencies, live chat, law firms or otherwise to collect, use, disclose, store or process personal information on our behalf for the purposes described in this Privacy Policy. We take reasonable steps to ensure that personal information we disclose to these outside agents, representatives and service providers is protected and not used or further disclosed for purposes other than as directed by us or as required by applicable law.

Legal, Regulatory, Etc. We may disclose your personal information as necessary to meet applicable legal, regulatory, industry self-regulatory, insurance, audit and security requirements and obligations, including as required by our outside agents, representatives and service providers.

General. We may otherwise disclose your personal information only in ways that are described in this privacy policy and with your consent or as permitted or required by applicable law.

The Internet and Our Website. We operate and control our website at https://mambapointenterprise.com

No Third-Party Marketers. We do not sell, rent or trade your personal information to third parties or marketing firms for their promotional purposes. We do send communications periodically to inform you of the status of transactions or events related to your Mamba Point Enterprise account and your use of our website. Some of these communications are required in connection with transactions you are considering or have concluded through the Mamba Point Enterprise website. Receiving emails from our website is part of our service. If you no longer wish to receive these emails, you may opt out of them by unsubscribing or by contacting Customer Service.

Your Consent. Your consent to the collection, use and disclosure of personal information may be given in various ways. Your consent can be express (e.g., orally, electronically or on a form you may sign describing the intended uses and disclosures of personal information) or implied (e.g., when you provide information necessary for a service or transaction you have requested). In certain circumstances, you may provide your consent where notice has been provided to you regarding our intended use of your personal information and you have not withdrawn your consent for the intended use (e.g., when you do not elect an “opt-out” option). Your consent may also be given by your authorized representative, such as your legal guardian or a person having a power of attorney.

Generally, by providing us with your personal information, we will assume that you consent to our collection, use and disclosure of such information for the purposes identified or described in this Privacy Policy, if applicable, or otherwise at the time of collection.

We collect, use and disclose your personal information with your consent, except as permitted or required by applicable law. We may be required or permitted under certain statutes or regulations to collect, use or disclose personal information without your consent, including, without limitation, to comply with a court order, local or federal regulations or a legally permitted inquiry by a government or law enforcement agency, or to collect a debt owed to us, our agents, representatives and service providers, or another registered user.

Data Retention. We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements

Note Regarding Children Under 18. Users of our website and loan marketplace must be U.S. residents that are 18 years of age or older. Additional requirements apply to registered users.

Links to Third Party Websites. Our website includes links to other websites whose privacy practices may differ from those of Mamba Point Enterprise. If you submit personal information to any of those websites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.

Social Media Widgets. Our website includes Social Media Features, such as the Facebook Like button, and Widgets, such as the Share This button or interactive mini-programs that run on our website. These Features may collect your Internet protocol address, which page you are visiting on our website, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our website. Your interactions with these Features are governed by the privacy policy of the company providing it.

 

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